We represent homeowners harmed by predatory lending practices, wrongful foreclosure, and/or the mishandling of their requests for mortgage loan modification.
What You Should Know:
Assistance with the application for a loan modification under HAMP is available for free- visit the Making Home Affordable website. NEVER PAY SOMEONE TO NEGOTIATE A MORTGAGE LOAN MODIFICATION UNLESS YOU HAVE ALREADY CONTACTED MHA.
If your servicer tells you to stop making mortgage payments to qualify for a mortgage loan modification, consult a lawyer. Some loan servicers will not approve you for a HAMP mortgage loan modification if you are making your mortgage payments. However, default can harm your credit and also your chances of getting a HAMP mortgage loan modification, and leave you vulnerable to foreclosure.
Read and keep all mail from your mortgage loan servicer, no matter how duplicative, especially any communications referencing foreclosure.
If you have been rejected for a mortgage loan modification, taken off a trial period plan, or are facing foreclosure, we can help evaluate your eligibility for a mortgage loan modification under HAMP, and if necessary bring legal claims to enforce your rights.
If you have an adjustable rate mortgage loan, an "option" adjustable rate mortgage, or a high interest mortgage loan, you may have a claim under predatory lending laws even if no foreclosure is imminent.
If you receive a foreclosure notice, seek legal advice: there are legal requirements mortgage loan servicers must meet to sell a home at foreclosure, and the foreclosure may be stopped if they have not met those legal requirements.
If you have lost your home to foreclosure, you may be entitled to relief under recent foreclosure settlements, or you may have a legal claim for wrongful foreclosure.
If you need help with a mortgage loan modification, foreclosure, or predatory lending issue, contact:
Smith Lee Nebenzahl, LLP is a Sharon, Massachusetts law firm representing clients in Eastern and Central Massachusetts, including Bristol, Essex, Middlesex, Norfolk, Plymouth, Suffolk, and Worcester Counties.
